Currently have a job, or receive regular verifiable income.
Make at least $1,200 in net pay per month.
Are 23 years of age or older.
You must be a U.S. Citizen.
Have an open checking account with a minimum balance of up to negative $100.
You currently have an active checking account with direct deposit income from your employer.

You will be denied if:

You have filed for bankruptcy within the past year, or have filed multiple times.
You are currently unemployed.
You have a newly opened checking account that is less than 30 days old.
Your monthly net income is below $1,200.00 (Gross income is the amount you receive in your paycheck before all taxes and other deductions).
Your contact information/reference information is invalid.
We are unable to verify your personal information.
We are unable to verify your bank account information.
You are currently on active-duty military status.