Interest Rates
Are You Eligible For A Cash Advance?
EasyCashOnlineStore Payday and Cash Advance Loans are small
cash loans & short-term advances that are due on the borrower's
next payday, unless that payday is four days away from your loan
date. In these cases your Cash Advance will be due on the second
payday after the loan date. The maximum loan term is 21 days.
Although cash advances are short-term cash advances intended
to be paid off quickly, we have set forth below our finance
charges expressed as an Annual Percentage Rate (APR), or the
cost of the credit advanced to you expressed as an annual rate.
This requirement provides uniformity among various credit
sources, so you can compare rates and make the choice that is
right for you.
The following table provides examples of the cost to obtain
a cash advance from EasyCashOnlineStore. The APRs are based on
example loan terms of one payment ("Repayment Amount") due
in 21, 18, 14, and 7 days. Since EasyCashOnlineStore charges
a fixed fee per loan, the effective APR of a Cash Advance will
increase if the actual loan term is shorter than shown in
these examples.
|
LOAN AMOUNT (Amount Financed)
|
LOAN TERM: 1 PAYMENT (# of Days)
|
LOAN FEE (Finance Charge)
|
REPAYMENT AMOUNT (Total of
Payments)
|
EFFECTIVE APR
|
|
$100.00
|
21
|
$30.00
|
$130.00
|
521%
|
|
$100.00
|
18
|
$30.00
|
$130.00
|
608%
|
|
$100.00
|
14
|
$30.00
|
$130.00
|
785%
|
|
$100.00
|
7
|
$30.00
|
$130.00
|
1564%
|
|
|
|
|
|
|
|
$200.00
|
21
|
$60.00
|
$260.00
|
521%
|
|
$200.00
|
18
|
$60.00
|
$260.00
|
608%
|
|
$200.00
|
14
|
$60.00
|
$260.00
|
785%
|
|
$200.00
|
7
|
$60.00
|
$260.00
|
1564%
|
|
|
|
|
|
|
|
$300.00
|
21
|
$90.00
|
$390.00
|
521%
|
|
$300.00
|
18
|
$90.00
|
$390.00
|
608%
|
|
$300.00
|
14
|
$90.00
|
$390.00
|
785%
|
|
$300.00
|
7
|
$90.00
|
$390.00
|
1564%
|
|
|
|
|
|
|
|
$400.00
|
21
|
$120.00
|
$520.00
|
521%
|
|
$400.00
|
18
|
$120.00
|
$520.00
|
608%
|
|
$400.00
|
14
|
$120.00
|
$520.00
|
785%
|
|
$400.00
|
7
|
$120.00
|
$520.00
|
1564%
|
|
|
|
|
|
|
|
$500.00
|
21
|
$150.00
|
$650.00
|
521%
|
|
$500.00
|
18
|
$150.00
|
$650.00
|
608%
|
|
$500.00
|
14
|
$150.00
|
$650.00
|
785%
|
|
$500.00
|
7
|
$150.00
|
$650.00
|
1564%
|
|
|
|
|
|
|
|
$600.00
|
21
|
$180.00
|
$780.00
|
521%
|
|
$600.00
|
18
|
$180.00
|
$780.00
|
608%
|
|
$600.00
|
14
|
$180.00
|
$780.00
|
785%
|
|
$600.00
|
7
|
$180.00
|
$780.00
|
1564%
|
If you have any questions about our rates, fees, terms or other issues, we
encourage you to contact our Customer Service Department at (866) 303-6876 prior
to applying for a loan.
|
