Financial Services Group is serious about protecting your online
privacy. This Privacy Statement explains our views and practices concerning
privacy, and how they may pertain to you as a user of our website. "You" or
"Your" means you as a participant in or as a user of the Camosun Financial Services Group program.
"We" or "Our" or "Us" means Camosun
Financial Services Group and its affiliates. All information
transmitted, printed or otherwise submitted to Camosun Financial Services Group via this website shall
be deemed to be the property of Camosun
Financial Services Group and its affiliates. We shall be free
to use such information for any lawful purpose as detailed herein. We reserve
the right to release such information to law enforcement or other governmental
officials as we, in our sole and absolute discretion, deem necessary to comply
with the law.
What Information We Collect
We automatically collect and/or track the following:
- web page http headers (home server domain names,
IP address, type of client computer, and type of Web browser);
- information provided by you through on-line
forms, registration forms, surveys, and or other entries, such as your
name, address, drivers license number or other government issued photo ID,
social security number, email addresses, assets and income;
- information, user specific or aggregate, on what
pages our visitors access;
- the e-mail addresses of visitors that
communicate with us via e-mails;
- information about your transactions with Camosun Financial Services Group,
its affiliates or others, such as payment history and loan balances; and
- information we receive from third parties, such
as consumer reporting agencies and other lenders, regarding
creditworthiness and credit history.
we use that information
We use your personal, demographic and profile data to enhance your experience
at our website and to enable us to present content we think you might be
interested in. We use your contact information to send you information about
our company and promotional material from our partners. We may also use your
personal, demographic and profile data to improve our website, for statistical
analysis, for marketing and promotional purposes, and for editorial or feedback
purposes for our advertisers. Information collected by us may be added to our
databases and used for future e-mails or postal mailings regarding site
updates, new products and services, upcoming events, and/or status of orders
Disclosure of Data to Third Parties
If you choose to provide personal information, it will be used for the
- considering you for a cash advance, and
- for marketing products and services which we
determine, in our sole judgment, that you might find of interest.
the right to share, rent, sell, or otherwise disclose data we collect to our
affiliates, as well as to non-affiliated third parties, including but not
limited to magazine publishers, retailers, and direct marketers. Any
non-affiliated third party we share, rent, sell, or otherwise disclose data to
will be carefully prescreened by us, determined by us to be reputable, and will
use the personal data for marketing products and services which we determine,
in our sole judgment, that you might find of interest.
Your Opt-Out Rights
You may opt-out of receiving communications from us and or our third party
partners by not submitting your information. We also allow you to remove your
information from our database by responding to any of our e-mail communications
with "remove" in the subject line. If you remove your information from our
database it will no longer be used by us for secondary purposes, disclosed to
third parties, or used by us or third parties to send promotional
correspondence to you. We take your privacy seriously and do not tolerate spam.
Our Right To Contact You
We reserve the right to contact you regarding your account status and changes
relevant to you and/or your loan.
Our Right To Change This Policy
We reserve the right to change this policy at any time by notifying you of the
changes online at our website.
We Do Not Intend To Collect Data From Children
The information and services provided by us or our affiliates, sponsors, and
advertisers are not intended to be viewed by children (under 18 years old). No
information collected from children is knowingly used for any marketing or
promotional purposes whatsoever by Camosun
Financial Services Group or its affiliates.
Use of Bank Account Information For Purposes of Collecting Loan Payments
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process and eligible for payment retrieval.